Direct Funding
For Your Business

  • Merchant Cash Advance
  • Invoice Purchasing
  • Construction Financing
  • Cannabis Industry Financing
  • AR Factoring

How It Works

We offer several options to help monetize your future receivables. Merchant cash advances and invoice purchasing are our two most popular programs. You're paid up front and we receive a percentage of each future sale until a pre-determined amount is collected.

Sometimes referred to as a merchant cash advance or MCA, an MCA is an amount of money paid to a business to purchase sales that would normally occur in the future. We collect the percentage of the future sales by scheduling an ACH debit from your business checking account or directly from your credit card processing transactions.

Invoice purchasing is when we buy the rights to an invoice that you are due by another party. We purchase pre-completion and post-completion invoices. Invoice purchasing is great for any business that has ongoing work-in-progress such as construction companies and manufacturers.

Funding Amount

Simply will purchase between $10,000 and $250,000 of future business receivables.

Approval Time

Decisions can be made within 24 hours. Simply complete our short one page application.


You simply need to be in business for at least 3 months and average $10,000 each month in gross sales.

Business Types

We purchase receivables from almost every business type. Check with our team for a list of accepted business types.

Doing Great Things Together

Simply has always been focused on small businesses. We have provided millions of dollars to businesses all over the United States. When you need cash for expansion, growth, repairs, or inventory, Simply is your source.


Average Funding Amount

72 hours

Average Approval Time


Customer Rating

Have Your Business Reviewed By Simply

Fast response with no obligation

Step 1

Getting started is easy. Simply complete our one page application. We'll review your business and reply within 24 hours.

Step 2

Our team evaluates your business. We base approvals on past sales history and the probability of future sales.

Step 3

Time to get paid! After you get an offer, simply sign our agreement and receive money in as fast as one day.

What Do Our Customers And Partners Say?

We'd love to hear from you too. Contact us today.

Really Happy

"I'm really happy with Simply. The merchant cash advance that Simply provided was the perfect solution for my growing business."

Zandra, FL | Client

Much Faster

"Much faster than our local bank. Additional working capital is exactly what our business has been lacking. Thank you Simply."

John, TX | Client

Very Reliable

"Simply is very reliable. Low rates and fast turnaround times. Always available every time when we call them for support."

Fund My Biz, NY | Partner

Problem Free

"Being a broker with Simply has been great. I have worked with the staff for over three years. Never any problems."

Fast Funding, AZ | Partner

By submitting this information you accept and agree to our
Term of Service and Privacy Policy

P: (800) 661-1864

55 Broadway, Ste 1902 - 19th Floor
New York, NY 10006
Terms of Service
Privacy Policy

Simply MCA Terms of Service and Privacy Policy

1. Terms

By accessing the website at, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

2. Use License

  1. Permission is granted to temporarily download one copy of the materials (information or software) on Simply MCA's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
    1. modify or copy the materials;
    2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
    3. attempt to decompile or reverse engineer any software contained on Simply MCA's website;
    4. remove any copyright or other proprietary notations from the materials; or
    5. transfer the materials to another person or "mirror" the materials on any other server.
  2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Simply MCA at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

  1. The materials on Simply MCA's website are provided on an 'as is' basis. Simply MCA makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
  2. Further, Simply MCA does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall Simply MCA or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Simply MCA's website, even if Simply MCA or a Simply MCA authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Accuracy of materials

The materials appearing on Simply MCA's website could include technical, typographical, or photographic errors. Simply MCA does not warrant that any of the materials on its website are accurate, complete or current. Simply MCA may make changes to the materials contained on its website at any time without notice. However Simply MCA does not make any commitment to update the materials.

6. Links

Simply MCA has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Simply MCA of the site. Use of any such linked website is at the user's own risk.

7. Modifications

Simply MCA may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of NY and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

Privacy Policy

Your privacy is important to us.

It is Simply MCA's policy to respect your privacy regarding any information we may collect while operating our website. Accordingly, we have developed this privacy policy in order for you to understand how we collect, use, communicate, disclose and otherwise make use of personal information. We have outlined our privacy policy below.

  • We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
  • Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
  • We will collect and use personal information solely for fulfilling those purposes specified by us and for other ancillary purposes, unless we obtain the consent of the individual concerned or as required by law.
  • Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
  • We will protect personal information by using reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
  • We will make readily available to customers information about our policies and practices relating to the management of personal information.
  • We will only retain personal information for as long as necessary for the fulfilment of those purposes.

We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained. Simply MCA may change this privacy policy from time to time at Simply MCA's sole discretion.

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